Author Archives: virginiasmp

The three national credit reporting agencies — Equifax, Experian, and TransUnion — have permanently extended a program that lets you check your credit report at each of the agencies once a week for free. Visit AnnualCreditReport.com to request free copies of your credit reports. Other sites may charge you or be fraudulent sites set up to stealContinue reading “You now have permanent access to free weekly credit reports”

During Medicare’s Open Enrollment Period (OEP), which takes place October 15 through December 7 each year, Medicare beneficiaries can choose Medicare plans that are best for them. Beneficiaries enrolled in Original Medicare can compare and change prescription drug plans (Part D) and Medigap plans. (Read More)

What should be considered in crowdfunding requests?It is not unusual for fundraising to start within hours after a tragedy has occurred. Please keep in mind that while some crowdfunding sites take precautions in carefully screening, vetting, and managing postings after a tragedy, others might not. If you are unsure, review the posting procedures described onContinue reading “Donating to shooting victims in Maine”

If you get your political news from social media, you might have seen the following stories. At an event in Maui following the island’s deadly wildfires, President Joe Biden appeared to fall asleep. At a July 4 parade in Hempstead, New York, former vice president Mike Pence was apparently struck in the head with aContinue reading “11 Ways to Fight Election Misinformation”

Oh, the joy of clicking “unsubscribe” when your email inbox overflows with spam messages trying to sell you stuff you DO NOT WANT! But what if there’s no “unsubscribe” link and the emails won’t stop?  (Read More)

So, you’ve planned your home improvement project. You’ve done the research, interviewed candidates, and found the general contractor you’d like to hire – the only thing left is to sign the papers and get to work. But here’s where you run into this sage advice: Get everything in writing. (Read More)

Scammers are like viruses: They continually evolve in response to the latest news and trends, using them for new ways to separate us from our cash. These criminals “are so adaptable, they’re going to just follow the headlines,” says Amy Nofziger, director of fraud victim support for AARP. (Read More)

You can’t cash in on a stranger’s life insurance policy — even if a lawyer says you can. The FTC has heard reports from people in Korean, Vietnamese, and Latino communities who got letters in the mail from a supposed “lawyer” in Canada. The letter looks like it’s from a law firm and offers an “easy way”Continue reading “Did you get a letter from a “lawyer” about cashing in on someone else’s life insurance policy? “

With the school year starting again, social media is full of adorable back-to-school photos. Often, these pictures feature a child holding a “first day of school” sign with basic information, such as their name and grade. But before you jump on the trend and snap a similar picture of your little one, read these tipsContinue reading “BBB Tip: Be safe when sharing back-to-school photos of your kids”

Are you hoping for true love? And more money than you ever imagined? Who isn’t? That’s why an unconscionable cadre of criminals dangle these twin temptations — the promise of romance and vast wealth — in what can be an emotionally and financially devastating double-barreled scam. The deception starts out as romance fraud and transforms into a cryptocurrency investment fraud inContinue reading “Romance Scammers Are Wooing Victims Into Bogus Crypto Schemes”